Georgia Families Deserve More Than an Average Policy
The average Georgia life insurance policy pays out $144,000. Is that enough to cover your mortgage, your kids, and replace your income?
$6.9 Billion paid out to Georgia families every year. That's $19 million. Every single day.
Source: American Council of Life Insurers, 2025
THE GEORGIA REALITY
5.3 Million Georgians Have Life Insurance.
Do They Have Enough?
There are 5.3 million individual life insurance policies in force across Georgia right now.
That sounds like a lot — until you look at the average.
The average Georgia policy pays $144,000 at death.
Ask yourself: Would $144,000 pay off your home? Replace your income for your family? Put your kids through school? Cover final expenses and still leave something behind?
For most Georgia families, the answer is no.
That's not a failure of intention. It's a gap — and gaps are what we close.
WHY TERM LIFE MAKES SENSE
The Most Protection for the Least Cost — While You Need It Most
Term life insurance is straightforward. You choose a coverage amount and a term length. If something happens to you during that time, your family gets paid. No games, no market risk, no guessing.
Ethos makes the process simple — no medical exam required for most applicants, decisions in minutes, and coverage that actually matches what Georgia families need today.
GEORGIA BY THE NUMBERS
Life Insurance Is Already Working for Georgia
$6.9 Billion paid in life insurance and annuity benefits to Georgia families annually
$19 Million paid out every single day in Georgia
5.3 Million individual policies in force in Georgia
$144,000 average death benefit — the gap most families don't see coming
436 life insurance companies licensed to do business in Georgia
142,200 jobs generated by the life insurance industry in Georgia
$207 Billion invested into Georgia's economy by life insurers
HOW IT WORKS
Three Steps to Protecting Your Georgia Family
Get your quote — answer a few questions, no medical exam required for most
Choose your coverage — pick the amount and term that fits your family's real needs
Get covered today — policies issued fast, protection starts immediately
Don't Let the Gap Become a Crisis
Every day in Georgia, $19 million is paid to families who planned ahead. The question isn't whether life insurance works — it's whether yours is enough.
Powered by Ethos, we make it simple to find out — and easier to fix it.
Trusted by Thousands. Backed by Ethos.
Georgia Term Insurance is powered by Ethos — one of America's most trusted life insurance platforms with thousands of five-star reviews from real customers nationwide.
Excellent prices for insurance policies...especially considering NO EXAM!”
“It took 5 minutes and I was insured instantly for 1.2 million.”
“Loved how easy it was to compare and customize the policy coverage amount.
Loved the bonus complimentary estate planning aids.”
Ethos has brought me so much relief knowing my family will be taken care of.”
Fast, simple, and exactly what my family needed." "No exam, no hassle. Had coverage the same day." "Finally understood what I was buying. Couldn't be easier.
Georgia Term Insurance is an independent insurance agent website. Policies are issued by Ethos Life Insurance Company and its carrier partners listed at ethoslife.com/carriers. Products and features may not be available in all states. Coverage is subject to eligibility and underwriting approval. Licensed insurance agent, state of Georgia. NPN: 2870971. Georgia Department of Insurance: 1-800-656-2298 | oci.ga.gov
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